First Home Buyer Loans in Brisbane
We make buying your first home simple, stress-free, and affordable.
Buying your first home is one of the most exciting milestones of your life — but navigating lenders, grants, and government schemes can be overwhelming. Our experienced mortgage brokers compare hundreds of loan products from 40+ lenders to find the right rate and structure for your situation, and guide you through every step from pre-approval to settlement.
First Home Owner Grant
We help eligible buyers access the Queensland First Home Owner Grant of up to $30,000 for new builds.
Stamp Duty Concessions
First home buyers in QLD may be eligible for full or partial stamp duty exemptions — we confirm your eligibility upfront.
First Home Guarantee Scheme
Buy with as little as 5% deposit and avoid Lenders Mortgage Insurance through the Federal Government's Home Guarantee Scheme.
40+ Lender Comparison
We compare the big four banks, credit unions, and specialist lenders to find the most competitive rate for your situation.
Pre-Approval Support
We prepare a strong pre-approval application to give you confidence when making offers and attending auctions.
No Broker Fees
Our service is free to you — we're paid by the lender when your loan settles, with no hidden charges.
Our Simple Process
Free Consultation
We review your income, savings, and goals to understand what you can borrow.
Lender Comparison
We compare 40+ lenders and present the best options for your situation.
Pre-Approval
We prepare and lodge your pre-approval application with the chosen lender.
Settlement
We manage the full application process and liaise with your solicitor through to settlement.
Why First Home Buyers Choose Square 1
Common Questions
How much deposit do I need as a first home buyer?
Ideally 20% to avoid Lenders Mortgage Insurance, but through the First Home Guarantee Scheme you can buy with as little as 5% deposit.
What is the First Home Owner Grant in QLD?
Eligible first home buyers purchasing or building a new home valued under $750,000 can receive a $30,000 grant from the Queensland Government.
How long does pre-approval take?
Most pre-approvals are assessed within 3–5 business days, though this varies by lender. We prepare your application thoroughly to avoid delays.
Can I use a guarantor?
Yes. A family guarantee can help you buy with a smaller deposit by using a family member's property as additional security. We explain the risks and benefits clearly.
Ready to Get Started?
Book a free, no-obligation consultation with our team today.