SMSF Property Loans in Brisbane
Use your superannuation to invest in property — the right way.
Purchasing property through a self-managed super fund (SMSF) can be a powerful wealth-building strategy, but it requires specialist finance knowledge. SMSF loans (limited recourse borrowing arrangements) have strict compliance requirements and not all lenders offer them. Square 1 Property Group works with specialist SMSF lenders and your accountant or financial adviser to structure your LRBA correctly.
LRBA Structuring
We arrange limited recourse borrowing arrangements that comply with superannuation law and ATO requirements.
Specialist Lender Access
Only a select group of lenders offer SMSF loans — we know which ones offer the best rates and most flexible policies.
Residential & Commercial
We arrange SMSF loans for both residential investment properties and commercial premises.
Compliance Coordination
We work alongside your SMSF accountant and financial adviser to ensure the structure meets all regulatory requirements.
Bare Trust Setup Guidance
We explain the bare trust (holding trust) requirement and coordinate with your solicitor to set it up correctly.
Ongoing Loan Management
We review your SMSF loan regularly to ensure it remains competitive as your fund grows.
Our Simple Process
SMSF Review
We review your fund's balance, trust deed, and investment strategy to confirm eligibility.
Lender Selection
We identify the most suitable SMSF lenders for your property type and fund size.
Structure Setup
We coordinate with your accountant and solicitor to establish the bare trust and loan structure.
Settlement
We manage the application through to settlement, ensuring all compliance requirements are met.
Is SMSF Property Right for You?
Common Questions
How much super do I need to buy property in an SMSF?
Most lenders require a minimum fund balance of $200,000–$250,000 after the purchase to ensure the fund remains viable. We assess your specific situation.
Can I live in a property owned by my SMSF?
No. Residential property owned by an SMSF cannot be occupied by a fund member or related party — this is a strict ATO rule.
Do I need a financial adviser for an SMSF loan?
We strongly recommend working with a licensed financial adviser and SMSF accountant. We can refer you to trusted professionals in our network.
Ready to Get Started?
Book a free, no-obligation consultation with our team today.