Investment Property Loans in Brisbane
Finance structured to grow your portfolio, not just fund a purchase.
Investment property finance is more complex than owner-occupier lending. The right loan structure can significantly impact your cash flow, tax position, and ability to grow your portfolio. Our mortgage brokers specialise in investor lending — comparing products across 40+ lenders and structuring your finance to maximise your returns from day one.
Portfolio Loan Structuring
We structure your loans to preserve equity, maintain serviceability, and position you to buy your next property sooner.
Interest-Only Options
We compare interest-only loan options to maximise your cash flow and tax deductibility during the investment phase.
Equity Release
We help you unlock equity from existing properties to fund deposits on new investments without selling.
SMSF Lending
We arrange limited recourse borrowing arrangements (LRBAs) for investors purchasing property through a self-managed super fund.
Tax Optimisation
We work alongside your accountant to ensure your loan structure supports negative gearing and depreciation strategies.
Cross-Collateralisation Advice
We explain the risks of cross-collateralisation and structure your portfolio to maintain flexibility and control.
Our Simple Process
Portfolio Review
We assess your current position, equity, and borrowing capacity.
Strategy Development
We develop a finance strategy aligned with your investment goals.
Lender Selection
We compare investor-specific products across 40+ lenders.
Settlement & Beyond
We manage the application and stay in touch as your portfolio grows.
Why Investors Choose Square 1
Common Questions
Should I use interest-only or principal-and-interest for an investment?
It depends on your cash flow needs and tax position. Interest-only reduces repayments and maximises deductibility, but P&I builds equity faster. We model both scenarios for you.
How much deposit do I need for an investment property?
Most lenders require 10–20% for investment properties. We can often use equity from your existing home as the deposit.
Can I buy multiple investment properties?
Yes. We specialise in portfolio structuring to ensure each purchase doesn't compromise your ability to buy the next one.
Ready to Get Started?
Book a free, no-obligation consultation with our team today.